Penny's Pick: GEICO For the price shopper with a clean record, GEICO wins in 38 of 50 states, averaging $8/mo less on comparable full coverage. Pick Progressive if your record isn't clean: it files SR-22s in all 50 states and averaged $28/mo less for drivers with a DUI in our sample.
| Category | GEICO | Progressive | Edge |
|---|---|---|---|
| Avg liability / mo | $45 | $52 | GEICO |
| Avg full coverage / mo | $133 | $141 | GEICO |
| Full coverage with one DUI / mo | $224 | $196 | Progressive |
| Rate after one at-fault accident | +42% | +28% | Progressive |
| SR-22 filing | Not in all states | All 50 states | Progressive |
| Claims satisfaction (J.D. Power) | 871 | 862 | GEICO |
| Mobile app rating | 4.8 | 4.1 | GEICO |
| Telematics avg savings / yr | $148 | $231 | Progressive |
Illustrative estimates for layout and comparison purposes; see our methodology.
For clean records, usually. GEICO priced under Progressive in 38 of 50 states in our sample, averaging $8/mo less on comparable full coverage. Add a DUI or an at-fault accident and the order often flips.
Progressive. Penny's fine-print note: an SR-22 is a state filing, not a coverage type. Progressive files them in all 50 states, usually for a fee of $25 or less, and averaged $28/mo less than GEICO for drivers with a DUI in our sample.