Check My ZIP
Home › Comparisons

Head-to-head carrier comparisons

Two carriers, one set of matched quotes, a clear winner per category. Every matchup is scored the same way: price from matched quote pairs, claims satisfaction from public J.D. Power data, and complaint volume from NAIC records.

Matchups

GEICO vs Allstate: which is cheaper in 2026?

GEICO wins on price in 41 of 50 states, averaging $16/mo less on comparable full coverage; Allstate wins on claims.

Allstate vs Progressive: which is cheaper in 2026?

Progressive averages $8/mo less and wins 5 of 8 categories; Allstate answers with bundling and local agents.

GEICO vs Progressive: which is cheaper in 2026?

GEICO wins clean-record price in 38 of 50 states; Progressive is the pick for SR-22 filings and spotty records.

Liberty Mutual vs State Farm: which is cheaper in 2026?

State Farm wins on price in 47 of 50 states, averaging $46/mo less; Liberty Mutual counters with custom add-ons.

State Farm vs GEICO: which is cheaper in 2026?

State Farm wins on price in 44 of 50 states, averaging $7/mo less, with agent access as the tiebreaker.

State Farm vs Progressive: which is cheaper in 2026?

State Farm averages $14/mo less on comparable full coverage; Progressive takes the telematics and high-risk categories.

Every matchup goes through the same matched-quote process before it ships. See how we score them in our methodology.

Why compare 2 carriers when Penny can read 100+ rate sheets?

See My Real Rates