Chevy Silverado 1500 Insurance Cost (2026)

Q: Do older Chevy Silverado 1500 model years cost less to insure?

Penny asks: "How much do older model years save?" Scout answers: "Plenty. A 2017 Chevy Silverado 1500 runs about -14% versus the 2021 baseline of $151/mo, while a 2025 runs +17%. Liability barely moves; it is the comprehensive and collision share that falls as the vehicle depreciates."

Penny's quick take

Average full coverage: $151/mo for a 2021 Chevy Silverado 1500, clean record
Liability-only averages $57/mo across recent model years
That puts the Chevy Silverado 1500 about $1/mo below the $152 national average for full coverage

Cost by model year

Model year	Liability / mo	Full coverage / mo	vs 2021 baseline
2025 Chevy Silverado 1500	$58	$177	+17%
2023 Chevy Silverado 1500	$58	$162	+7%
2021 Chevy Silverado 1500	$57	$151	baseline
2019 Chevy Silverado 1500	$56	$142	-6%
2017 Chevy Silverado 1500	$56	$130	-14%

Illustrative estimates for layout and comparison purposes; see our methodology.

Chevy Silverado 1500 vs rival vehicles

Vehicle	Full coverage / mo	Note
Chevy Silverado 1500	$151	The vehicle on this page
Ford F-150	$147	Cheapest full-size to insure
Ram 1500	$156	Costlier interior tech
GMC Sierra 1500	$158	Premium trim tax

Illustrative estimates for layout and comparison purposes; see our methodology.

Every Chevy Silverado 1500 quote gets the Penny treatment: every line read, every buried fee ferreted out.

Compare Chevy Silverado 1500 Rates

What moves a Chevy Silverado 1500 premium

Trim level: base trims sit at the bottom of the rate sheet; performance and top-spec trims carry higher collision costs
Repair and parts network: the easier a Chevy Silverado 1500 is to fix near you, the lower the comprehensive and collision share runs
Safety tech: automatic emergency braking and driver-assist packages earn discounts with most major carriers
Usage: commuting under 10,000 miles a year rates cheaper; business or rideshare use adds a surcharge

Chevy Silverado 1500 questions, answered

Is a Chevy Silverado 1500 expensive to insure?

Not especially. At $151/mo for full coverage, a 2021 Chevy Silverado 1500 runs about $1/mo below the $152 national average, so it lands on the cheaper side of the market.

Do older Chevy Silverado 1500 model years cost less to insure?

Yes. Penny checked every row: a 2017 Chevy Silverado 1500 runs about -14% versus the 2021 baseline, while a 2025 runs +17%. Liability barely moves; the comprehensive and collision share is what falls with age.